Motorcycle Insurance In Bangladesh

Motorcycle Insurance In Bangladesh

We know the importance of insurance and insurance holder an essential part of any bike. In a densely populated country like Bangladesh road accident is a common incident. Insurance can’t re-back your bike but can help you to overcome the disaster. In Bangladesh it’s pretty tough to get information about bike insurance. You need to go their office then a long time discussion which is not possible for everyone in anytime. In this motorcycle Insurance In Bangladesh article I will try to give you an overall idea about the process of bike insurance. Due to the lack of enough information some insurance company try to harass the people. Only the awareness of a biker can save him. Motorcycle Insurance In Bangladesh will help you to raise your awareness and after reading this article you will have the ability to take right decision for your bike as well as you. In this motorcycle Insurance In Bangladesh I mentioned that insurance just an financial safety but depend on this nobody wants to lose his bike.

If you see the statistics of road accident in Bangladesh you will realize the importance of bike insurance. In motorcycle Insurance In Bangladesh I want to add a reference that according to a report from Daily Star road accidents claim on average 12,000 life’s annually and cause to about more than 35,000 injuries. Another statistics from World Bank says that road accidents is found to be 85 vehicles per 10,000 vehicles. Hope this statistics will raise your awareness and definitely make motorcycle Insurance In Bangladesh more informative. If you face an accident you can feel how shocking it is unless you can’t. After facing a terrific road accident you will find a shelter to help you and on that time insurance can help you economically. You may think that the article is about motorcycle Insurance In Bangladesh but I am discussing more about road accident why? Actually insurance is a one kind of safety solution but not satisfactory safety solution I mentioned it many times in motorcycle Insurance In Bangladesh because you have enough money and that’s why you bought your bike so after losing your bike I think nothing can satisfy you. I hope you know the proverb that; A biker can live without his wife and children but can’t live without his bike. Now as a part of motorcycle Insurance In Bangladesh I will describe what is insurance, how it works, various types of bike insurance etc.

In simple word insurance is a safety arrangement which will share your risk. It is actually a modified form of risk management which ensures the proper financial support in right time. An insurance company is the seller of insurance and policy holder is the person who bought insurance from the company. The company charges a certain amount from the policy holder which called the premium. Insurance policy is a contract between the policy holder and the company where details of all conditions will be described. So when you buy insurance at first ask for their insurance policy. Motorcycle Insurance In Bangladesh is a complete article about bike insurance and I know many of you acknowledged about this but it can be helpful for the new bikers. In motorcycle Insurance In Bangladesh I mentioned that there are various types of insurance. But you need know which one is suitable for you. There are three types of bike insurance such as type one, type two and type three. In motorcycle Insurance In Bangladesh I will describe the all three types. All three types of insurance are prepared for Bangladeshi vehicles. If you select one of type one or type two insurance you need to pay high premium. But this will give you more safety than any other type. Because if you select one from in this two types you will get the full compensation (ক্ষতিপূরণ) according to the company policy. That means if your bike face any destruction in road accidents you will get money. I already mentioned in motorcycle Insurance In Bangladesh that it just a financial help. Generally new bike owners are seen to take this type of insurance. Because they do not want to take any risk for their new bike and that’s why they have a tendency to take type one or type two. And another one is type three. For this type, companies do not pay any compensation. Generally reconditioned bike owners select this type of insurance package. In motorcycle Insurance In Bangladesh it needs to mention that premium for third type is very low and that’s the main reason why people select it. So be aware about selecting your insurance policy.

Necessary things to buy motorcycle insurance in Bangladesh:

1. Bluebook of the bike
2. two copies of Passport size photo
3. National ID card
4. Bike Paper (if available)
5. Driving License (if available)
6. Memo served by dealer from who you bought the bike

Most of the bike owner generally seen to take the third type because of its low fees. You can buy a third type insurance only at 200 tk with the duration of one year. After one year you can renew it by paying 200 tk with vat total 225 tk. Though driving license and bike license are necessary for insurance but most of the companies of Bangladesh start the process without asking this.

Bike Insurance In Bangladesh is a complete article about bike insurance. I tried my best to make it helpful for you. But before buy an insurance you must need to aware because only awareness can help you to take the right decision. For this you may discuss with any senior or anyone who knows about it.  Many of you may acknowledged about this but Bike Insurance In Bangladesh can be helpful for the new bikers.

Hospital window

Hospital window
Two men, both seriously ill, occupied the same hospital room. One man was allowed to sit up in his bed for an hour each afternoon to help drain the fluid from his lungs. His bed was next to the room’s only window. The other man had to spend all his time flat on his back. The men talked for hours on end. They spoke of their wives and families, their homes, their jobs, their involvement in the military service, where they had been on vacation.

Every afternoon when the man in the bed by the window could sit up, he would pass the time by describing to his roommate all the things he could see outside the window.
The man in the other bed began to live for those one hour periods where his world would be broadened and enlivened by all the activity and color of the world outside.
The window overlooked a park with a lovely lake. Ducks and swans played on the water while children sailed their model boats. Young lovers walked arm in arm amidst flowers of every color and a fine view of the city skyline could be seen in the distance.

As the man by the window described all this in exquisite detail, the man on the other side of the room would close his eyes and imagine the picturesque scene.
One warm afternoon the man by the window described a parade passing by.
Although the other man couldn’t hear the band – he could see it. In his mind’s eye as the gentleman by the window portrayed it with descriptive words.
Days and weeks passed.

One morning, the day nurse arrived to bring water for their baths only to find the lifeless body of the man by the window, who had died peacefully in his sleep. She was saddened and called the hospital attendants to take the body away.
As soon as it seemed appropriate, the other man asked if he could be moved next to the window. The nurse was happy to make the switch, and after making sure he was comfortable, she left him alone.
Slowly, painfully, he propped himself up on one elbow to take his first look at the real world outside.
He strained to slowly turn to look out the window beside the bed.

It faced a blank wall. The man asked the nurse what could have compelled his deceased roommate who had described such wonderful things outside this window
The nurse responded that the man was blind and could not even see the wall.

She said, “Perhaps he just wanted to encourage you

The Dreaming Priest

#The_Dreaming_Priest

Long time ago there lived a priest who was extremely lazy and poor at the same time. He did not want to do any hard work but used to dream of being rich one day. He got his food by begging for alms. One morning he got a pot of milk as part of the alms. He was extremely delighted and went home with the pot of milk. He boiled the milk, drank some of it and put the remaining milk in a pot. He added slight curds in the pot for converting the milk to curd. He then lay down to sleep.


Soon he started imagining about the pot of curd while he lay asleep. He dreamed that if he could become rich somehow all his miseries would be gone. His thoughts turned to the pot of milk he had set to form curd. He dreamed on; “By morning the pot of milk would set, it would be converted to curd. I would churn the curd and make butter from it. I would heat the butter and make ghee out of it. I will then go to that market and sell that ghee, and make some money. With that money i will buy a hen. The hen will lay may eggs which will hatch and there will be many chicken. These chicken will in turn lay hundreds of eggs and I will soon have a poultry farm of my own.” He kept on imagining.

“I will sell all the hens of my poultry and buy some cows, and open a milk dairy. All the town people will buy milk from me. I will be very rich and soon I shall buy jewels. The king will buy all the jewels from me. I will be so rich that I will be able to marry an exceptionally beautiful girl from a rich family. Soon I will have a handsome son. If he does any mischief I will be very angry and to teach him a lesson, I will hit him with a big stick.”During this dream, he involuntarily picked up the stick next to his bed and thinking that he was beating his son, raised the stick and hit the pot. The pot of milk broke and he awoke from his day dream.

Moral : There is no substitute for hard work. Dreams cannot be fulfilled without hard work.

"সংসার কার হুকুমে চলে?"

একবার এক রাজার শখ হলো, "সংসার কার হুকুমে চলে?" সেটা পরখ করে দেখবার।

অতএব রাজ্যে এলান করে দেয়া হলো, যারা বউ এর কথায় চলে তারা পাবে একটা করে আপেল, আর যাদের সংসারে স্বামীর কথাই শেষ কথা, তারা পাবে একটা করে ঘোড়া!

পরদিন রাজ্যের সব স্বামীরা এসে যথাবৎ একটি করে আপেল নিয়ে ঘরে চলে যেতে লাগলো! রাজা ভাবলো সন্ধ্যে ঘনিয়ে এলো,তার রাজ্যে কী তবে ঘোড়া পাবার মত একজন মর্দও নেই!

এমন সময় এক মুসকো জওয়ান এসে বললো, 'রাজামশাই, আমার ঘরে আমার কথাই ফাইনাল!'

রাজা খুশি হয়ে বললেন, 'যাও, ঘোড়াশাল থেকে কালো ঘোড়াটা এই বাঘের বাচ্চাকে এনে দাও!'

রাজা ভাবলেন, যাক একজন তো তবু পাওয়া গেল!!!